A few motives, possibly the card supplier may have observed deceitful proceedings on the account and obstructed the card. Another, the ATM you operated may not have been congruent with the category of card you duplicated. Alternative rationale, it's conceivable that the PIN was altered by the cardholder subsequent to the breach data being acquired. A further motive, the card may have been reported as misplaced/pilfered, provoking the dealing to be rebuffed.
To problem-solve, you could endeavour utilising the cloned card at a divergent ATMs, ideally one from the identical bank that dispensed the card. If the dealing is still spurned, the predicament is liable with the card per se or the linked account.
Exploiting a card devoid of a chip ought not to be an issue in the majority of instances, provided that the magnetic band is unimpaired and legible. Nevertheless, particular banks may necessitate the manifestation of a chip for specific transactions, particularly in territories where chip expertise is extensively embraced such as here in Europe.